Small businesses and nonprofit groups in Huron, Sanilac, and Tuscola counties have until Nov. 28 to apply for low-interest federal disaster loans following the June through November drought. The U.S. Small Business Administration’s Economic Injury Disaster Loan program helps businesses cover bills, payroll, and other expenses even if no physical damage occurred. Loans can reach $2 million with rates as low as 4% for businesses and 3.25% for nonprofits, with payments delayed for a year. A 60-day grace period applies after the deadline.